Bad Credit, No Credit Used Car Financing Available in Providence, RI

Fast and Convenient Car Loan Application at Rivas Auto Sales

At Rivas Auto Sales, we understand that financing your dream car can feel challenging, especially if you have bad credit or no credit history. That’s why we offer a hassle-free online auto loan application to streamline the process and get you behind the wheel faster, regardless of your credit situation.

Benefits of Applying Online:

  • Save Time and Effort: Skip the traditional loan application process and apply from the comfort of your home, anytime.
  • Quick Pre-Approval: Receive a pre-approval decision within minutes, allowing you to confidently explore our extensive used car inventory.
  • Competitive Rates: We work with various lenders to secure the most competitive car loan rates for your needs, even for applicants with bad credit car loan options.
  • Flexible Financing: We offer various financing options, including solutions for those with no credit car loan needs.
  • Secure Application Process: Our secure online application ensures your personal information is protected.

Getting Started is Easy:

  1. Visit our apply online for auto loan page.
  2. Fill out the short and secure application form.
  3. Receive a pre-approval decision in minutes.
  4. Visit Rivas Auto Sales to discuss your car financing options and find your perfect car.

Let Rivas Auto Sales help you navigate the car financing process with ease, regardless of your credit history. Apply online today and get pre-approved for your car loan!

Credit Application

Are you applying individually or jointly?

Please be aware that by selecting “Joint” the applicant and the co-applicant agree they intend to apply for joint credit. The co-applicant must be present and must indicate his or her acceptance of the Terms and Conditions at the end of this application before it is submitted.

Primary Applicant
All fields marked with an asterisk (*) are required
Personal Information
Please enter your First Name
Please enter your Last Name
Please enter your Email
Please enter your Cell Phone
Please enter your Date of Birth
Please enter your SSN
Co-Applicant
Please make a selection
Personal Information
Please enter your First Name
Please enter your Last Name
Please enter your Email
Please enter your Cell Phone
Please enter your Date of Birth
Please enter your SSN
Primary Applicant
Residential Information
Please enter your Street Address
Please enter your City
Please select your State
Please enter your Zip Code
Please select your Housing Type
Please enter your Rent/Mortgage Amount
Please select your Years at Address
Please select your Months at Address
Previous Address
Co-Applicant
Residential Information
Please enter your Street Address
Please enter your City
Please select your State
Please enter your Zip Code
Please select your Housing Type
Please enter your Rent/Mortgage Amount
Please select your Years at Address
Please select your Months at Address
Previous Address
Primary Applicant
Employment Information
Please enter your Employer Name
Please enter your Title/Position
Please enter your Employer Phone Number
Please enter your Monthly Gross Income
Please select your Years at Job
Please select your Months at Job
Previous Employment
Co-Applicant
Employment Information
Please enter your Employer Name
Please enter your Title/Position
Please enter your Employer Phone Number
Please enter your Monthly Gross Income
Please select your Years Employed
Please select your Months Employed
Previous Employment
Review and Submit

Take one last look and make changes as need before submitting your application.

Primary Applicant
Personal Information
Name:
Email:
Home Phone:
Cell Phone:
Work Phone:
Date of Birth:
SSN:
Employment Status:
Contact Method:
Contact Time:
How Did You Hear About Us:
Driver's License State:
Driver's License Number:
Driver's License Issue Date:
Driver's License Expiry Date:
Preferred Language:
Housing
Do You Own or Rent?
Current Address:
Monthly Rent/Mortgage:
How Long Have You Lived Here?:
Name of Landlord/Mortgage:
Landlord/Mortgage Contact Number:
Previous Address
Street Address:
City:
State:
Zip Code:
Housing Type:
Monthly Rent/Mortgage:
Years at Address:
Income
Occupation:
Employer's Phone Number:
Total Monthly Income:
Employer's Address:
Over 2 Years?
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Co-Applicant
Personal Information
Relationship to the Applicant:
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Name:
Email:
Home Phone:
Cell Phone:
Work Phone:
Date of Birth:
SSN:
Contact Method:
Contact Time:
Driver's License State:
Driver's License Number:
Driver's License Issue Date:
Driver's License Expiry Date:
Housing
Do You Own or Rent?
{{ getOwnOrRentLabel(request.CoApplicant.RentType) }}
Current Address:
Income
Occupation:
Employer's Phone Number:
Total Monthly Income:
Employer's Address:
Over 2 Years?
Interested Vehicle
Trade-in
Please enter the VIN
Please enter the Mileage
Please enter the Year
Please enter the Make
Please enter the Model